How do Angel Investors Differ From Venture Capitalists?

In different ways, both angel investors and venture capitalists have the same goals, yet there are some massive contrasts that organizations ought to know about that will have an influence in forming their monetary strategy. An angel investor is an individual, usually very wealth who provides funds for new businesses and start ups, in exchange for rights in the new business or ownership equity. Angel investors do more than just investing money into the business; they can also provide valuable management advice and create essential networking breaks for the new business.

THE ROLE OF VENTURE CAPITALISTS

Venture capitalists are typically firms, they provide funding to businesses which are not new, but are advancing very well and looking to expand more in the market. These new companies are fielded and examined based on criteria such as the number of employees they have, their annual revenue, market share value and so on. Consider the case of a company that has only been on the market for a period of two years that is considering using a payroll outsourcing service, this is a good pointer to the growth of such company and can be used as determinant by venture capitalists when considering new business.

DIFFERENCES BETWEEN AN ANGEL INVESTOR AND A VENTURE CAPITALIST

When you consider anticipated profit, generally, angel investors are contributing sooner than venture capitalists, thus, they have a bigger risk to consider. If we consider the payroll services start up in the example above, the angel investors who contributes in the early stages is bears a higher burden than a venture capitalist who invests into the start up in the second year of the business when they expand the line up of their payroll services, when the number of business who use their payrolling outsourcing services have grown to about 10,000.

At times, individual angel investors often invest between $25,000 and $100,000 of their own personal funds. While there are deals that are over $100K and under $25K, this is the category most angel investors fall into. In recent years, they are becoming more dominant and are a great method to get more and faster investments and all at similar terms.

RESOURCES

Angel investors are ordinarily putting resources into deals sooner than Venture Capitalists. They don’t invest into anything that is only an idea, so the business begins with family and friends to fund the early phase of the organization up to where there is maybe a model or Beta forms of the item. Usually, venture capitalists come in with a “Serious A” investment to lead the organization through fast development and quickly develop market share. Venture capitalists help an organization to develop until they are fully prepared to open up to the world or be acquired, so the money they invest will be gradually bigger and bigger as the advancement of the rounds.

For more info: CrowdExpert.com

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How to Save Money on Baby Items

If you have ever spoken to a parent about the cost of raising a toddler then you know that it isn’t a cheap task. However, as much as their stories may worry you, it’s important to remember that people raise children every single day; It isn’t the financially impossible task.

In saying that, however, if you aren’t savvy with your choices, it can be remarkably more expensive than it needs to be.

Below are some great tips to help you keep your costs down as you raise a youngster.

Once a Month Shopping Only

The easiest place to save money on baby related items is with your grocery shopping list. If you are used to doing your shopping once a week, prepare for a change. A big one!

Buying your products in bulk is the best way to reduce the costs of everyday items that you simply need to and will use over a longer period of time. And shopping like this means that you only need to shop once a month.

For example, items like baby food and formula and diapers, which all have extended shelf lives, can be purchased at deep discounts in bulk. Of course, this might mean that you have a pantry or storage area full of diapers of baby formula, but it also means that you will save money on your expenses in the long term.

Don’t Visit the Toy Store

It’s important for all children to have educational toys which can help them learn and grow their skills, however, these are often expensive, leading many parents to look for cheapest options such as video games and other electronic entertainment devices. Instead of taking this route, utilize sites like the Groupon Coupons page for Lego to take advantage of discounts on toys which your toddler can use to build and expand their mind and fine motor skills.

Nothing Needs to Be New

Do you think that your child knows the difference between a cot which has been used by a baby previously for around 6 months and one which is brand new? If they do, then you have one smart baby! However, if they are a regular happy baby then they really don’t care. And neither should you.

When it comes to big tickets baby-related items, don’t’ be afraid to shop second hand. Social media is a great way to broadcast your requirements, often resulting in a flurry of mothers looking to either give away or sell cheap their unwanted baby items.

Swap to the Cloth

You aren’t going to like this one, which is why it has been left until the end. Switching from disposable diapers to cloth diapers (yes, the ones which you wash and dry yourself before reusing them) is a very cost-effective way to take care of your baby’s needs. While it obviously means more cleaning on your part, if you are looking for serious cost savings, this is where you will find it.

By simply purchasing a bulk amount of …

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Does Investment Crowdfunding Really Work? How Can You Make Crowdfunding Work for You

From angel investing to crowd funding, everyone wants to raise money for their new business adventure and it’s quite understandable. It is so tough to get the necessary funding to get your small business off the ground and for most they have a great idea but can’t make it work as their funding is poor. That is why more and more are choosing to look into crowdfunding and it’s certainly a stunning idea. However, does crowdfunding really work to get proper investment and if so, how can it work for you?

Venture Capital Can Be Raised With Crowdfunding

Home-based businesses as well as thousands of potential entrepreneurs want to raise some capital to get their ideas off the ground and it isn’t as difficult as you would think. Crowdfunding has really taken off in recent years and it’s all down to how effective can be. So, will it be possible to get the investment you need? Well, yes it is but it isn’t just as simple as you would think, there needs to be several things done on your part in order to gain the trust of the investors and to raise the capital. Investment crowdfunding is a wonderful idea and it really is something that works for you as well.

You Must Make a Strong Case for Investment

If you want to attract the investors and actually help them part with their money, you have to make a case as to why they should invest in you. Now, these investors are regular people, not millionaires and usually invest only twenty or thirty dollars at a time (they can choose to invest whatever they like) and you have to entice hundreds. This isn’t impossible but you have to make your advertisement standout from the rest and it’s important to get your investors. It doesn’t matter if you want to look into angel investing or another investment route, you have to make it clear what your goals are and what you want to achieve. Click here !

Offer Investors something they’ll appreciate

Investors want to see something in return, they are not going to get a share of the profits but they want to know they’ve done their bit. It wouldn’t be a bad idea to offer maybe a thank-you in the form of a gift such as a t-shirt with your logo on it or something similar. This is actually something which many will appreciate and it shouldn’t cost too much either. These free-gifts can also help entice others to invest with you too. Venture capital isn’t impossible to raise but you have to give something back.

Crowdfunding Can Work If You’re Willing to Do the Hard Work

When it comes to crowdfunding, a lot of people aren’t overly convinced this will offer them enough money to get their business started. However, there is the real potential for this to work and it can even go into buying some of the most necessary pieces of equipment to get your business …

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The Rise of Investment Crowdfunding

So tempting when you think of crowdfunding thinking purely in terms of Kickstarter; the project where candidates only a freebie or two from the startups they’re backing and the buzz from seeing a project they believe in making it to market. In the recent years, there has been a crowd-investment platforms groundswell particular with the passing of Jobs Acts 2012.  The rise in platforms enabling investors opportunity o club together and invest in buy-to-let and even commercial properties. The investors in some platforms are able to support all from legal battles to university education.

The common thing in all of these is that they offer citizens a chance to bunch together with other people to support a project expected to yield the good rate of return.

Crowd-investing

It’s one of the interesting platforms, although its remains at the margin of a much larger crowd-investing movement. As revealed by CrowdExpert there several platforms offering investors the chance if backing interesting companies using the approach.

The platforms generated $2.1 billion startups investing in 2015 and have shown considerable growth in 2016.  Crowdfunding has been labeled potentially the most disruptive of all the new modes of finance and World Bank predicting that crowdfunding investment increase to $96 billion by 2025.

The questions to review are;

  • What is equity or investment crowdfunding?
  • The difference between investment crowdfunding and the rewards-based crowdfunding?
  • How does investment crowdfunding fit your fundraising strategy?
  • What is the JOBS Act?
  • What are some examples of investment crowdfunding successes?
  • Can anyone invest in companies on Crowdfunder?
  • Does Crowdfunder comply with the securities regulations?

What of equal funding?

The growth is supported by leveling effects crowdfunding has on who can attract investment, the study showing women can do better when it comes to crowdfunding. The success is largely attributed to the fact that women are better at telling a story to persuade investor for the backing of the project.

The road to success

The significant of appealing to the heart plus head is reinforced by a study done. The results showed things such as good audio-visual support use is critical to a successful win fund-raising via the crowd. Experience and the previous record of the success proved crucial success markers.

Understand the sources are important as the crowdfunded projects have limited access to market data than typical private equity investors. For private equity investors, you have to follow a rigorous due diligence process to access the quality of startup help, thus crowdfunding backers rely more on the information on the campaign web page.

Building trust in the market

The crowd based market are fairer, to achieve the growth levels predicted, they will need to ensure high trust levels both in the quality of fundraiser and in the due diligence or simply worthiness of the lender. It’s argued that the hint of distrust arising in the industry placing the firm brake on growth levels, especially during the early stages with a legal status of the industry is yet to be fully formed.

The …

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Angel Investing Vs Crowdfunding: How to Raise Money for Your Startup?

Angel investment and crowdfunding have both become popular methods to raise money for start up businesses and it isn’t hard to see why. Today, there are sometimes limited options available when it comes to injecting money into a new business because let’s face it; there are not many people who are willing to take a risk. However crowdfunding and angel investing could provide most with a new and exciting way to raise cash for their start up.

What Is Angel Investing?

Angel investments are simple. The people who offer angel investments are usually individuals with business experience and usually have their own company. The typical investors have a high net-worth and are happy to lend a hand to newer businesses. However, in exchange for the investment money they will take a stake of the business. Basically you get an investment and they take a few of the company’s shares. This means they have a stake in the business. Angel investing can be one individual or a group of individuals looking to invest.

Is Angel Investment Risky?

This isn’t a loan so that when someone invests money into the business they are not going to demand repayment. In a sense it isn’t overly risky because the investors have an idea of what they are getting into. This is technically an investment for them and as most will know investments is always a risk. However, for business owners and those looking to get their company off the ground, this can be a good option to consider. Of course, while you might not be the one who takes the risks, there is still an expectation to succeed and sometimes investing companies or individuals are hands-on.

Raising Cash with Crowdfunding

Crowdfunding is a lot different from angel investments. Anyone can raise money through the use of crowdfunding websites and platforms but there are some restrictions. Usually businesses can’t raise more than one million in a single year and the fees can be a little problematic. However, this can be great for those who don’t want a partnership and don’t want to have that added pressure of succeeding within a year. Investors can be anyone from all walks of life and when they visit crowdfunding websites and see an idea they like the look of, they invest. Find out more here.

Which Is Best?

To be honest, both Angel investing and crowdfunding are impressive. They offer different things which can in fact be great. It doesn’t make the decision harder but rather less complicated. As most will understand, every business is different in terms of what they need to run and how they operate. Some businesses will benefit from looking at angel investments while others will benefit from crowdfunding. It comes down to the individual business.

Make an Informed Decision

This is not going to be an easy decision to make because you want to raise money for your start up business but want the method which is suitable. Now, if you don’t want to …

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Your Hands-Free Investment Strategy Guide for Better Returns

Investment Strategy Success

What would life be like if you could sleep in more, spend more hours on the golf course, and guarantee you never again missed a child’s ballet recital, football game, or school event? What would life be like if you had the freedom to worry more about what you want to do than what you need to do financially? This may seem like the dream life, but it is the type of life that can become your reality if you start earning a solid passive income. Read more http://crowdexpert.com/

Passive Income = Less Work

Passive income is any type of income that allows you to make more money for less work. You basically find opportunities that allow others to work on your behalf, so you collect the funds without putting in a lot of your time.

Investment Success Chart

Passive income opportunities can supplement your primary sources of income, so you have more freedom to live the life you want to live.

It is true that money is often required to make more money, but that is not the case with the most lucrative passive income opportunities. You don’t need a stash of free cash to start earning this type of income. Since most of the work are done without your immediate attention, you can earn passive income with limited financial investment at start-up.

Your Hands-Free Investment Strategy Guide for Better Returns

How to Identify Passive Income Opportunities

How do you find opportunities that allow you to earn money without substantial financial, physical, or mental investment? These investment strategy opportunities are out there, and many of them are accessible by everyday people who cannot fathom the expense of many other types of investment. You have to learn how to identify, analyze, and access these golden opportunities. Click here to read more info about passive income .

Some of the opportunities most accessible to everyday people without substantial funds for an initial investment include the following:

Passive Income
Managed Trading Accounts
Managed Real Estate Investments
Stock Options
Foreign Exchange
Autotrading
Managed High-Yield Investment Accounts

There are other passive income opportunities out there, but these are the friendliest to those interested in earning as much money as possible for the least possible initial investment. As you start to earn money from you passive income investments, you can think about other investments that may require more investment at the beginning.

Right now, your goal is to learn how to identify the most lucrative investment strategy that is within your start-up budget. You will find that information right here, along with more detailed information regarding how to invest in and manage a variety of passive income sources.

What would live with more money and less stress be like? What would you do with an extra stream of income that you do not have to work for a day in and day out? Start dreaming now because many of those dreams will be a reality if you take advantage of passive income opportunities.…

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Real Estate Investment Tips

Making money through real estate investment is not one of the easiest ways. While it proves to be a real money maker, it requires the dealer to not only know how to work in this field but also make the right decisions. If an individual has the knack of taking the right step at the right time, the whole affair can be very lucrative. Thus, it can be said that real investment trading has a constant learning curve attached to it and is only suitable for those who have the passion and dedication to go up the ladder.

There are a number of steps involved in this process which starts from purchase and goes through ownership, administration to end at rent or sale. Of course, profit is the ultimate goal but whether this goal is actually achieved depends on how the above mentioned 4 processes are undertaken. While learning and taking advises from experts in this field is very important, it is also very important to be high on patience (something that comes with experience). For those who are thinking of making an investment in real estate, the following tips would be very beneficial.

Get the Math Right: Luck might work once but not always. It is important to do the math right before making any form of investment. Do the calculations and confirm whether whatever is looking profitable in the mind looks the same on paper. It would need some basic knowledge of accounting, but that is a pre-requirement for investment and has to be learned. A lot of things would get included in the math; for example, taxes, insurance costs, legal fees, renovation, maintenance, etc. Making a mistake on this front can be very detrimental to the whole process. Read more https://fnce.wharton.upenn.edu/programs/mba/course-information/course-descriptions/

Real Estate Investment Tips

Research is the Best Bet: Markets keep fluctuating, and there is a need to research thoroughly before making the investment. Real estate prices vary from one geographic location to another based on the surrounding and amenities in place. Costs of single story houses are different from those of apartments which are again different from those of corporate holdings. Understanding what affects the costs and which is the best investment area is necessary. Research can be done online, reading through local newspapers or meeting up with other real estate brokers.

Be Realistic: Being realistic help go a long way in the field of real estate investment. Any successful agent is expected to have a good plan in pace which can be followed to a result. Depending on the needs, the investment can be short term or long term but in either case, knowing what is to be done is important. Meet up with a property lawyer and ask for all legal measures that need to be in place to avoid any problems whatsoever.

By giving the above mentioned real estate investment tips a thought, the list of properties to invest in would reduce to only those which would prove to be profitable. Not only would it be …

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Australian Investment Information

Because Australia came through the GFC better than most countries, international investors are seeing the benefits of investing in Australia. I am not a registered investment advisor nor investment analyst, but this Australian investment web page has links to registered Australian investment advisors. The financial services industry is tightly controlled by the Australian government to protect investors, both Australian and international investor in Australia. I live in the state of Western Australia, which has seen more investment in recent years than any other place in Australia. From a Western Australian point of view here are some investment ideas worth exploring: Click here to read more info about investment information.

Australian Mining Investment

If you believe the world economy will recover, the demand for Western Australian mining oil & gas resources will be HUGE. The populations of India and China want to keep improving their lives with goods made in their countries with resources from Western Australia. See a list of stock brokers in Perth the capital city of the resource-rich, boom state of Western Australia. WA has all sorts of resources such as iron, gold, aluminium, diamonds, rare earth, coal, oil, gas, nickel, lead, zinc, agricultural products, etc. Australian mining technology is the best in the world. (see mining consultants) Make profits with Australian mining knowledge applied to Australian resources investments.

Property Investment Australia

With so many mining workers pouring into Perth the demand for their accommodation is high. Property investment Perth is, in my opinion, a worthwhile investment in Australia. So too is an investment in mining and natural gas hub towns such as Kalgoorlie, Karratha, Port Hedland, Broome, Onslow. These currently small Western Australian towns have 30 billion dollar project with green light go ahead. There is a huge shortage of accommodation so property investment should give good returns on investment.

Australian Investment Information

Short term property investment is another Australian property investment tip. Hotel accommodation in Perth Western Australia is old, expensive, and with high occupancy rates. I believe Australian hotel investment in booming places like Western, will be a worthwhile investment. Read more http://www.forbes.com/sites/navathwal/2016/01/19/will-new-yorks-white-hot-real-estate-market-fizzle-in-2016/#3e52b0d35661

The vast size of Australia means there is plenty of land for agricultural investment in Australia. Yes, Australia is a dry continent but not in the north of Australia. Places like the Ord River region have an abundance of land waiting for agricultural investment for all sorts of crops such as cotton and sub-tropical crops.

Financial Planning PerthIndustrial Investment Australia

The world food shortages mean that investment in products such as fertilizer will not only return a good investment but help to feed people in the world. The world’s second largest reserve of natural gas in Western Australia is the stock of chemicals and energy for the process of making fertilizer. Investment via Australian government bonds is a secure way to invest in Australian industrial infrastructure investment. Governments and companies in Australia are investing in things like railway lines and port building to assist export of Australian resources. Warehouses and factories need investment. Sea, air, …

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Crowdfunding for the Real Estate Sector: A Viable Option?

Since long Real Estate has remained a dream for the poor to be looked upon as an opportunity to invest in. When we talk about the rich, however, it must be mentioned that although there are ample opportunities for them to park their spare cash into, right from stocks and securities to trading into bonds and what not, real estate has been one such option that has succeeded in remaining elusive even to them. Land has a lot of riders tied to its name! Read more http://crowdexpert.com/

Traditionally one had to exclusively depend upon their personal social network to zero in on really fruitful opportunity when it came to investing in real estate. Even if one managed to find one such prospect the real problem was that only a handful would be lucky enough to be able to shell out $50,000 to $100,000 at once to grab it.

But now since the crowdfunding game has been generous enough to the real estate industry many can convert their dreams to reality. It’s pretty easy how it works, using an online platform one can pool in their money with other big or small investors to fund a project. Crowdfunding is a viable option for investments in real estate or even to raise the needed capital to make a project, reality! The amount of benefits it brings along are priceless.

Due to its online presence, geography is just distance on paper. One can invest their money sitting in their house in New York investing into a project in San Francisco, California.

Crowdfunding for the Real Estate Sector A Viable Option

Now you don’t need to have heaps of cash or a record of having earned more than a fortune for the last couple years. You can be a player for as little as $1000 and find your way up.

There is little to no paperwork involved, moreover there are websites which work as online platform for investment and they maintain your investment track record right within the website itself. Click here to read more info about investment platform.

It works as a vantage point from where you can see the entire globe! Due to it’s online presence you can now move away from just your vicinity and look for really lucrative options anywhere in the world.

As technology gets more and more interweaved with the real estate sector we will continue to see rising opportunities come to life, opportunities which once never existed. In an industry where numerous new businesses are esteemed by the cash that is started through investment, business visionaries have gotten to be dependent on development. Truth be told, it’s a “development at any cost” mindset that regularly assumes control in numerous commercial enterprises.

The issue is, for some businesses; stand out beyond any doubt fire approach to ensure unchecked development at bad quality. Value and land crowdfunding isn’t not at all like a considerable measure of different commercial ventures in that regard. Due tirelessness regularly implies turning down most potential speculation thoughts in light of the fact that …

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The Pros and Cons of Crowdfunding

Crowdfunding is one of the most lucrative ways for startups to fund their projects, which is why it is gaining a lot of popularity these days. It especially helps novice entrepreneurs in getting the preliminary capital needed to get their business idea moving and might even lead it to the fruition stage. However, that doesn’t mean one must blindly trust any funding platform as anything that seems beneficial definitely has certain risks attached to it. One must act wise enough to identify the risks of association which finds its way in with such opportunities. Below we list down some of the pros and cons of crowdfunding:

PRO: Leverage

You choose how to put up your business thought for sale to the public. You get to dictate your way forward. Similarly you have control over how to market your idea and how creatively and innovatively you want it to go.

PRO: Resources

Tracking potential investors, VCs and others could be cumbersome and takes a lot of time to materialize. On top of that you first need to meet them in person, present your idea and then will there be any progress. However, when it comes to online crowdfunding, it might be a little difficult at first but once your pitch is in place you can expect results to follow soon. Read more http://www.newyorker.com/magazine/2015/05/18/tomorrows-advance-man

PRO: Customer Base

Offline hunting for potential customers especially for thriving businesses can prove to be a task. Given that you do not know people and they don’t know you, but if your business is set to be funded by an online platform, your going gets easier as you already have a group of people who believe not just in you but your product. The word of mouth proves to be the best channel to market your products especially when it comes from people who are already influenced by your offering. Click here to read more info about customer base.

The Pros and Cons of Crowdfunding

CON: Complexity

When the idea is simple enough to digest an online setting can work wonders for your project, but if your business plan has a lot of complicated and intricate details or research involved then you may end up converting the initial excitement with which investors take up the seats, to worry with which they vacate the hall.

CON: Free Hand

Soon as you get the funding you may find yourself in position wherein it may be impossible for you to make fundamental changes to your project idea, if you so decide. You may even find it difficult when you get hit by delays as this may jeopardize your reputation with the investors.

CON: Approach

If your idea is set to benefit end consumers you stand a better chance of getting funds as it is easier to empathize with such ideas and the benefits it will derive to the end consumers. However if your idea is targeted at businesses your odds are lesser.…

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